How to Apply Online for PMEGP Scheme : A Step-by-Step Guide – Amount
Unemployment and lack of business capital are among the biggest challenges faced by India’s youth and aspiring entrepreneurs. To solve this, the Government of India launched the Prime Minister’s Employment Generation Programme (PMEGP). This flagship scheme aims to provide financial support for starting new micro-enterprises, especially in the manufacturing and service sectors.
With the government focusing on Digital India, the PMEGP application process has been made fully online for greater convenience and transparency. If you’re an aspiring entrepreneur looking to take advantage of this scheme, here is a detailed, step-by-step guide on how to apply for PMEGP online.
What is PMEGP?
PMEGP is a credit-linked subsidy program implemented by the Khadi and Village Industries Commission (KVIC) at the national level and KVIB and District Industries Centres (DICs) at the state level. It offers a subsidy of 15% to 35% of the project cost, depending on the applicant’s category and location.
Eligible candidates can get loans of up to ₹50 lakh for manufacturing units and ₹20 lakh for service units.
Eligibility Criteria
To apply, you must:
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Be an Indian citizen aged 18 years or above.
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Have at least passed 8th standard for projects above ₹10 lakh (manufacturing) or ₹5 lakh (services).
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Not have availed of any other government subsidy under similar schemes.
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Be starting a new venture (existing units are not eligible, except for expansion under the 2nd loan scheme).
Documents Required
Keep the following documents ready before applying online:
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Aadhaar Card
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PAN Card
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Caste/Category certificate (if applicable)
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Passport-size photo
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Educational qualification proof
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Project report
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Bank account details (with IFSC)
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Rural area certificate (if required)
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EDP (Entrepreneurship Development Programme) training certificate (can be uploaded later)
PMEGP Online Apply Process – Step-by-Step
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Visit the Official Portal
Go to the official PMEGP e-portal:
👉 kviconline.gov.in/pmegpeportal -
Click on ‘Online Application Form for Individual’
Under “PMEGP Application”, click on “Apply for New Unit” if you are applying for the first time. -
Fill Out the Application Form
Enter your personal details, unit name, type of activity, proposed location, cost of the project, etc. Choose your sponsoring agency (KVIC/KVIB/DIC) and bank carefully. -
Upload Required Documents
Scan and upload all the required documents in the correct format and size. Save your application details. You will get a temporary ID and password for future login. -
Complete EDP Training
If you haven’t already done the Entrepreneurship Development Programme (EDP), register for it at udyami.org.in. This 15-day training is mandatory. -
Final Submission
Once all documents are uploaded and training is completed, click on Final Submit. Download and print your application copy. -
Track Your Application
You can track your application status anytime using your ID and password from the PMEGP portal.
What Happens After You Apply?
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Your application is scrutinized by the selected agency and forwarded to the bank.
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The bank conducts its own due diligence and may call you for a personal interview.
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Once approved, the loan amount is disbursed. The subsidy portion is held by the bank and adjusted after three years if the unit remains operational.
Final Words
The PMEGP scheme is a golden opportunity for aspiring entrepreneurs across India. With a generous subsidy, flexible loan terms, and government support, it’s ideal for anyone wanting to start a business in a rural or semi-urban area.
By completing the online application process carefully and meeting all the requirements, you can turn your business dreams into reality. Don’t wait—explore PMEGP and apply today!