Ayushman Bharat Card 2025 – Apply Online, Eligibility, Benefits & Application Guide

Ayushman Bharat Card 2025 – Apply Online, Eligibility, Benefits & Application Guide

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of India’s largest government-backed health insurance schemes, providing cashless treatment of up to ₹5 lakh per year per family. In 2025, the scheme has been upgraded and expanded, bringing new features, improved hospital access, and broader eligibility — especially for gig workers, senior citizens, and frontline health workers.

If you’re looking to apply for an Ayushman Bharat Card in 2025, this article explains eligibility, documents required, online & offline application process, and more.

What is Ayushman Bharat PM-JAY?

Launched in 2018, Ayushman Bharat aims to provide free secondary and tertiary healthcare to India’s economically weaker and vulnerable populations. The scheme has now been extended to cover more beneficiary categories and improved infrastructure.

Key Highlights – Ayushman Bharat Card 2025

Who is Eligible for Ayushman Bharat 2025?

Rural Area Eligibility (SECC 2011 Data)

• Families with only one room and kuchcha roof/walls

• No adult member (16-59 years)

• Female-headed households without an adult male

• Families with disabled member(s)

• SC/ST households

• Landless laborers dependent on daily wage/casual labor

Urban Area Eligibility

• Rag pickers, domestic workers, street vendors

• Construction workers, mechanics, security guards

• Workers in transport, cleaning, or manual labor sectors

New Beneficiaries in 2025 (Special Categories)

• Senior Citizens (70+) – eligible regardless of income

• Gig Workers – delivery agents, ride-hailing drivers, freelancers

• ASHA, Anganwadi, and Mid-day Meal workers

Who Is Not Eligible? (Exclusion Criteria)

• Government employees (central/state)

• Families owning motorized vehicles or agricultural machinery

• Income tax payers

• Families with more than 5 acres of land

• Households with a refrigerator or landline phone

Documents Required for Ayushman Bharat Card

To apply for or download the card, keep the following documents ready:

• Aadhaar Card (mandatory)

• Ration Card or Family ID

• Mobile number linked with Aadhaar

• Proof of address (Utility bill, Voter ID)

• Income certificate (if asked in certain states)

• Recent photograph

How to Apply for Ayushman Bharat Card Online (2025)

Follow these steps to apply online:

Step 1: Visit the Official Portal

Go to https://pmjay.gov.in

Step 2: Check Eligibility

Click on “Am I Eligible”
Enter your mobile number and OTP

Step 3: Fill in the Details

Select your state, district, enter your Aadhaar number
Fill out all required personal and family details

Step 4: Submit Application

Review your application and submit

Step 5: Download Ayushman Bharat E-Card

After verification, download your e-card for use at empaneled hospitals

Offline Application – Apply at CSCs or Hospitals

You can also apply at a Common Service Center (CSC) or an empaneled hospital:

1. Visit your nearest CSC or hospital with required documents

2. Aadhaar verification will be done on the spot

3. Staff will assist in registration and photo capture

4. Digital or physical Ayushman card will be issued

How to Download Ayushman Bharat E-Card Online

1. Go to https://bis.pmjay.gov.in

2. Login using your mobile number and OTP

3. Enter your Aadhaar or Ration Card/Family ID

4. Click Download E-Card (PDF format)

Ayushman Bharat Helpline Numbers

Where Can You Use the Ayushman Card?

You can get cashless treatment at any of the 25,000+ empaneled hospitals, including:

• Government hospitals

• Private hospitals enrolled under PM-JAY

The card covers pre-hospitalization, hospitalization, and post-hospitalization expenses.

Treatments & Procedures Covered (2025)

• General and ENT surgeries

• Orthopedic treatments (e.g., knee/hip replacement)

• Dialysis and kidney surgeries

• Heart and cardiac care

• Oncology (Cancer Treatment)

• Obstetrics and gynecology (maternity services)

• Eye surgeries (cataracts, etc.)

• Mental health and non-communicable diseases (new in 2025)

Integrated Schemes & State Variants

Many states integrate PM-JAY with their state schemes:

2025 Updates & Enhancements

• Gig workers formally included (1 crore+ added in budget)

• More hospitals added in rural/semi-urban zones

• Mandatory e-card from 2025 for availing services

• Mental health and lifestyle diseases added to coverage

• Integrated with ABHA ID for unified health records