This Card Will Get You ₹3000..! | Complete Guide on e-Shram Card
In India, crores of people earn their livelihood by doing daily-wage jobs, small tasks, or self-employment. They don’t have a fixed salary or permanent employment like factory workers or office employees. These workers are part of the unorganized sector, which makes up nearly 90% of India’s workforce.
But there’s one major problem—on days when they don’t work, they don’t earn. During emergencies like COVID-19, it became extremely difficult for the government to identify and support them. To solve this, the Government of India introduced the e-Shram Card scheme. This card is not just an identity proof—it’s a gateway to government assistance, insurance, and financial security. And yes, cardholders are even eligible for direct financial benefits like ₹3000 assistance under certain schemes.
What is an e-Shram Card?
The e-Shram Card is a special identification card issued to unorganized sector workers. It comes with a 12-digit Unique Identification Number (UAN) that is valid all over India. Once registered, workers become part of the official database and can directly receive benefits from various central and state government schemes.
Who Can Apply for e-Shram Card?
Any person working in the unorganized sector can apply. For example:
-
Construction workers
-
Auto and cab drivers
-
Agricultural labourers
-
Street vendors and hawkers
-
Fishermen
-
Domestic helpers and housemaids
-
Rickshaw pullers, porters, cleaners, etc.
Documents Required for Registration
To get your e-Shram Card, you need only three basic things:
-
Aadhaar Card
-
Bank Account details
-
Mobile number linked with Aadhaar
How to Register for e-Shram Card?
You can register in two simple ways:
-
Online Self-Registration – Visit the official e-Shram portal and apply using your Aadhaar-linked mobile number.
-
Offline Registration – Visit the nearest Common Service Center (CSC) where staff will help you register for free.
Benefits of e-Shram Card
The card opens doors to multiple social security benefits. Here are some key highlights:
-
₹2 Lakh Accident Insurance – Cardholders get free insurance coverage under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
-
Direct Financial Assistance – Schemes like the PM Shram Yogi Maandhan Yojana provide pension benefits, and some states credit ₹3000 or more directly into the worker’s account.
-
Universal Recognition – Whether you shift jobs, migrate to another state, or work in different sectors, the card remains valid everywhere.
-
Future Benefits – The government plans to link pension, health insurance, maternity benefits, and children’s education assistance through this card.
Why is e-Shram Card Important?
-
Nearly 9 out of 10 workers in India belong to the unorganized sector.
-
Before this scheme, the government had no proper database of these workers.
-
During the COVID crisis, many workers missed out on benefits because they weren’t registered anywhere.
-
The e-Shram portal solves this by keeping a central record of all workers, making it easier to provide immediate financial help in times of need.
How Does the ₹3000 Benefit Work?
Many people are asking—how can an e-Shram cardholder get ₹3000?
-
The e-Shram Card is linked to various welfare schemes.
-
Under the PM Shram Yogi Maandhan Yojana, workers aged 18–40 years can contribute a small monthly amount (as low as ₹55–200 depending on age).
-
On retirement at 60 years, they receive a monthly pension of ₹3000.
-
Some state governments also transfer ₹1000–₹3000 as direct financial aid into the accounts of e-Shram cardholders during special relief packages.
Final Thoughts
The e-Shram Card is more than just an ID—it’s a lifeline for crores of unorganized workers in India. From free insurance to pension, from accident coverage to direct financial aid, it offers security and dignity to those who need it most.
If you or someone you know works as a daily wage labourer, street vendor, driver, or helper, make sure they register today. This single card can ensure ₹3000 monthly pension in the future, accident insurance now, and quick government relief whenever needed.