Andhra Pradesh Cow Subsidy & Loan Scheme 2025 – Full Details

Andhra Pradesh Cow Subsidy & Loan Scheme 2025 – Full Details

Dairy farming has always been an integral part of rural livelihoods in Andhra Pradesh. To strengthen the dairy sector and support farmers, the Government of Andhra Pradesh, through the AP Animal Husbandry Department, has introduced several financial assistance programs. One of the most beneficial initiatives is the Cow Subsidy & Loan Scheme, implemented with the help of APCOB (Andhra Pradesh Cooperative Bank) and leading dairy cooperatives such as Vijaya Dairy and Heritage Dairy.

This scheme not only helps farmers in purchasing quality cows and buffaloes but also provides subsidies and training to improve milk production and ensure a steady source of income.

Key Benefits of the Cow Subsidy & Loan Scheme

The AP Government aims to make dairy farming more affordable and profitable for small and marginal farmers. The scheme offers:

• Loan Facility: Farmers can avail loans to purchase 2 to 10 cows or buffaloes depending on their capacity.

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• Subsidy Benefits:

  • 25% subsidy for general category farmers.

  • 35% subsidy for women, SC, and ST categories.

  • Maximum subsidy limit: Up to ₹2 lakhs per beneficiary.

• Training Support: Farmers are also given proper training in dairy management, animal healthcare, and milk production techniques.

• Direct Benefit Transfer (DBT): The subsidy amount is credited directly into the farmer’s bank account, ensuring transparency.

This financial assistance significantly reduces the burden on farmers and encourages them to take up dairy farming as a sustainable livelihood.

Eligibility Criteria

To avail the benefits of this scheme, farmers must fulfill the following conditions:

• The applicant must be a resident of Andhra Pradesh.

• Should belong to the dairy farming community or have an interest in dairy activities.

• Must have access to land or cattle shed for maintaining the cows/buffaloes.

• Farmers with White Ration Card are given priority.

• Women, SC, and ST farmers receive higher subsidy support.

Documents Required

Farmers applying for the scheme must submit the following documents:

• Aadhaar Card (for identity verification)

• White Ration Card (for eligibility confirmation)

• Caste Certificate (if applying under SC/ST/Women category for higher subsidy)

• Bank Account Details (linked to Aadhaar for subsidy transfer)

• Loan Application Form from the concerned bank or Animal Husbandry office

Application Process

Applying for the AP Cow Subsidy & Loan Scheme is a simple and transparent process.

1. Visit the Nearest Office: Farmers should approach the Animal Husbandry / Dairy Development Office in their district or mandal.

2. Submit Application: Fill out the loan-cum-subsidy application form along with the required documents.

3. Loan Processing: The application is forwarded to partner banks like AP Grameena Vikas Bank, Andhra Bank, SBI, or Cooperative Banks.

4. Purchase of Cattle: After loan approval, farmers can purchase cows/buffaloes from approved markets or suppliers.

5. Subsidy Release: Once the purchase is verified, the government releases the subsidy amount directly to the farmer’s bank account.

Why This Scheme is Important?

The Andhra Pradesh Government has recognized dairy farming as a key source of supplementary income for rural households. This scheme:

• Provides financial support to farmers who cannot afford cattle on their own.

• Encourages self-employment and reduces dependency on seasonal agriculture.

• Improves milk production capacity in the state, benefiting both farmers and cooperatives like Vijaya and Heritage Dairy.

• Uplifts women and marginalized communities by offering higher subsidies.

Official Website & Helpline

Farmers can check detailed guidelines, eligibility, and updates through the official portal:

👉 AP Animal Husbandry Department – Official Link

Final Thoughts

The Andhra Pradesh Cow Subsidy & Loan Scheme is a golden opportunity for small and marginal farmers to expand their dairy business with government support. With loans, subsidies, and training, farmers not only get financial aid but also gain knowledge about modern dairy practices.

By supporting dairy farmers, the AP Government is taking a significant step toward rural economic empowerment and ensuring that dairy farming continues to be a sustainable livelihood option for generations to come.