Government Schemes for Girl Children: Benefits Worth ₹75 Lakhs for Girl s Below 10 Years!
The Government of India has launched several welfare schemes aimed at supporting girl children—especially those under the age of 10. These initiatives focus on education, health, savings, and protection, helping to combat issues like gender inequality, child marriage, and school dropouts. If utilized properly, these schemes can together provide benefits worth up to ₹75 lakhs for a girl child over time.
Here are five major government schemes working towards the welfare and empowerment of girl children:
1. Beti Bachao Beti Padhao (BBBP)
Launch Year: 2015
Objective: Save and educate the girl child
The Beti Bachao Beti Padhao scheme was launched to improve the child sex ratio and promote education among girls. It is a joint initiative by the Ministry of Women and Child Development, Ministry of Health and Family Welfare, and Ministry of Education.
This scheme mainly focuses on:
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Creating awareness about gender equality
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Preventing gender-biased sex-selective practices
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Encouraging education of girls in every district
While it does not offer direct financial aid, BBBP plays a key role in changing public perception and pushing for girl child rights through campaigns and local outreach programs.
2. Sukanya Samriddhi Yojana (SSY)
Eligibility: Girl child below 10 years of age
SSY is one of the most beneficial schemes for girls. It encourages parents to save for their daughter’s future—especially for her education and marriage.
Key Features:
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Account can be opened at a post office or authorized bank
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Annual deposit up to ₹1.5 lakh allowed
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Attractive interest rate (currently around 8% and compounded annually)
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Tax benefits under Section 80C
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Maturity after 21 years or at marriage after 18 years of age
If parents invest consistently, the maturity amount can cross ₹40–45 lakhs over the years, making it one of the best long-term savings options for girl children.
3. CBSE Udaan Scheme
Target Group: Girls in Class 11 and 12 from economically weaker families
The Udaan scheme, introduced by CBSE, supports girl students who aim to enter engineering and STEM fields. It provides academic support and preparation for entrance exams like JEE.
Benefits include:
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Free study material (online/offline)
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Online tutorials and mentoring
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Guidance from experienced teachers
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Focus on increasing girls in science and technology careers
This scheme is especially useful for girls who aspire to break stereotypes and pursue higher education in technical fields.
4. National Scheme of Incentive to Girls for Secondary Education (NSIGSE)
Launched: 2008
Focus Group: Girls from SC/ST communities or BPL families
Under NSIGSE, eligible girls who pass Class 8 and enroll in Class 9 receive a fixed deposit of ₹3,000 in their name. This amount, along with interest, is given to them when they turn 18 and complete Class 10.
Objective:
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Encourage girls to complete secondary education
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Reduce school dropouts due to financial issues
It motivates families to allow their daughters to stay in school and pursue higher studies.
5. Balika Samridhi Yojana (BSY)
Launch Year: 1997
Target: Girl children from Below Poverty Line (BPL) families
BSY provides financial support from birth to Class 10. Key benefits include:
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₹500 at the birth of the girl child
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Annual scholarships ranging from ₹300 to ₹1,000 per year up to Class 10
The scheme aims to improve the girl child’s value in society and promote her education.
Conclusion
The central government has taken strong steps to ensure the welfare of girl children through these targeted schemes. From savings and education to skill development and social support, these programs offer a solid foundation for girls to lead a secure and empowered life. If implemented well and accessed early—especially for girls under 10—these benefits can collectively amount to ₹75 lakhs or more over a lifetime.
Every parent should take advantage of these opportunities to ensure a brighter, safer, and more successful future for their daughters.